"Online crime is constantly evolving and
fraudsters do not discriminate against any
organization or person. Online attacks
involving phishing, pharming and Trojans
represent one of the most organized and
sophisticated technological crime waves
worldwide. Online criminals work day and
night to steal identities, online credentials,
credit card information, or any other
information that they can efficiently
monetize. They target organizations in all
sectors, as well as any person who uses the
Internet at work or at home.
These online criminals also have new tools
at their disposal and are able to adapt more
quickly than ever with advanced crimeware;
rapidly deployed using stealth mechanisms.
Their supply chains have evolved to match
that of the legitimate business world,
including the ability to provide what RSA
coined “Fraud-as-a-Service”.
------------RSA Online Fraud Report, Feb 2010
http://www.rsa.com/solutions/consumer_authentication/intelreport/10763_Online_Fraud_report_0210.pdf